2014 SBA Lender’s Optimism Outlook
Thanks for your interest in the 2014 SBA Lender’s Optimism Outlook, which measured the confidence for growth and expansion among some of the most important participants in the supply line for delivery of small business capital—SBA Lenders. Please review the results below.
Charles H. Green
Bob Coleman
2013 SBA Lender Satisfaction
1. Were you satisfied with the funded loan $ volume that you were involved with during FY 2013?
- YES
53% - NO
44% - Don’t Know
3%
2. Were you satisfied with the number of funded clients that you were involved with during FY 2013?
- YES
50% - NO
50% - Don’t Know
0%
3. Were you satisfied with the ratio of funded loans as a percentage of loan applications that you were involved with during FY 2013 (loan/applicant ratio)?
- YES
56% - NO
40% - Don’t Know
3%
2014 SBA Lender Expectations
4. Do you expect to increase the funded loan $ volume that you will be involved with during FY 2014?
- YES
89% - NO
5% - n/a
6%
5. Do you expect to increase the number of funded clients you will be involved with during FY 2014?
- YES
85% - NO
6% - n/a
8%
6. Do you expect to increase the ratio of funded loans as a percentage of loan applications you will be involved with during FY 2014 (loan/applicant ratio)?
- YES
60% - NO
23% - n/a
18%
7. Are you satisfied with the degree of support and promotion of small business lending provided by the SBA?
- YES
61% - NO
37% - n/a
2%
8. Do you expect the U.S. economy to expand during FY 2014?
- YES
58% - NO
26% - n/a
16%
9. Does your company plan to hire more people to facilitate small business loans in 2014?
- YES
39% - NO
40% - n/a
21%
10. What do you expect will be the most significant barrier to funding small business loans in FY 2014?
Significant Barriers to SBA Lending
23% – Restrictive lender credit policies.
21% – Depressed borrower demand for capital.
19% – SBA operating procedures and requirements.
26% – All of the above.
11% – None of the above.
