Banking & Lending

SBFI Managing Director Charles H. Green has been an occasional contributor to many publications on various banking and lending topics for several years. His commentary was drawn from many years experience in banking and finance, most of which were spent involved with small business funding.

Green’s banking career began in 1979 just ahead of the beginning of significant deregulation of the U.S. financial sector that occurred between 1980 and 1999. The resulting industry transformation, which included significant financial events such as the stock market crash on October 18, 1987, the S&L crisis, several foreign debt crises, collapse of the Long Term Capital Management and the 2008 financial crisis collectively shaped his viewpoint and outlook of the future of banking.

Links to many of Green’s articles are found below:

SBA 7(a) Market Remains Hot                                                                                             05/01/2014  Scotsman Guide Read Article

An Open Letter to Senator Jeff Sessions (R-AL)                                                             04/16/2014 504 Loan Blog

Will Your Deals See Daylight in 2014?                                                                          02/01/2014  Scotsman Guide  Read Article

Marketing an Old Business in the 21st Century                                                                  01/29/2014 Lendio.com/blog

In Banks We Trust?                                                                                                   12/01/2013  ABA Commercial Insights-Read Article

Business Lending Leadership: Reboot, Refocus & Reignite                                      09/01/2013 ABA Commercial Insights-Read Article

Surviving in the Sea of Banking Changes                                                                           06/01/2013  Scotsman Guide  Read Article

Forum on Budget Deficits and Fiscal Policy                                                                     02/12/2011 GlobalAtlanta.com  Download Article

FDIC Assembles Forum to Offer Funding Solutions                                                       01/14/2011 Coleman Report Daily-Read Article

Banking on the Arts                                                                                                 09/01/2007 Business2BusinessMagazine-Read Article

Usually Bigger Isn’t Better in Banking                                                                              11/24/2003 Atlanta Business Chronicle

CitiCorp Merger Shows What Future Holds for Bank Industry                                  04/20/1998 Atlanta Business Chronicle

Takeovers at Big Banks Spell Big Problems for Consumers                                          12/15/1997 Atlanta Business Chronicle

Oxford Book’s Story Didn’t Have to End the Way It Did                                                  05/26/1997 Atlanta Business Chronicle

In late 2012/early 2013, Green engaged in an impromptu public debate with Atlanta commercial real estate lender Robert Dell through the editorial pages of the Atlanta Business Chronicle. This discussion centered around differing views of the appropriate level of financial regulation imposed on the banking industry following the financial crisis of 2008 and the subsequent passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Who won? Both contributors offered vigorous arguments and a valid recitation of supporting facts and banking history. Read this interesting series and judge for yourself.

Reduce the Scope of Government in Banking                                                                    11/23/2012 Atlanta Business Chronicle

Unregulated Banks? Been There, Done That                                                                      11/30/2012 Atlanta Business Chronicle Read Article

A Rebuttal to Charles Green on Banking                                                                             12/07/2012 Atlanta Business Chronicle

Respectfully, Mr. Dell, You Are Incorrect                                                                     12/14/2012 Atlanta Business Chronicle Read Article

The Cause of the Financial Crisis: Under Regulation or Mis-regulation?              12/21/2012 Atlanta Business Chronicle

Do You Think This is What Friederich Hayek Intended?                                              01/04/2013 Atlanta Business Chronicle Read Article