Thanks for your interest in the 2015 SBA Lending Outlook Survey, which measured the confidence for growth and expansion among some of the most important participants in the supply chain for small business capital—SBA Lenders. Please review the results below.
Charles H. Green
Bob Coleman
2014 SBA Lender Satisfaction
1. Were you satisfied with the funded loan $ volume that you were involved with during FY 2014?
- YES
53% - NO
45% - Don’t Know
2%
2. Were you satisfied with the number of funded clients that you were involved with during FY 2014?
- YES
47% - NO
53% - Don’t Know
0%
3. Were you satisfied with the ratio of funded loans as a percentage of loan applications that you were involved with during FY 2014 (loan/applicant ratio)?
- YES
64% - NO
34% - Don’t Know
2%
2015 SBA Lender Expectations
4. Do you expect to increase the funded loan $ volume that you will be involved with during FY 2015?
- YES
86% - NO
10% - n/a
4%
5. Do you expect to increase the number of funded clients you will be involved with during FY 2015?
- YES
87% - NO
8% - n/a
5%
6. Do you expect to increase the ratio of funded loans as a percentage of loan applications you will be involved with during FY 2015 (loan/applicant ratio)?
- YES
58% - NO
29% - n/a
13%
7. Are you satisfied with the degree of support and promotion of small business lending provided by the SBA?
- YES
50% - NO
43% - n/a
7%
8. Do you expect the U.S. economy to expand during FY 2015?
- YES
59% - NO
23% - n/a
18%
9. Does your company plan to hire more people to facilitate small business loans in 2015?
- YES
54% - NO
32% - n/a
14%
10. What do you expect will be the most significant barrier to funding small business loans in FY 2015?
Significant Barriers to SBA Lending
16% – Restrictive lender credit policies.
24% – Depressed borrower demand for capital.
16% – SBA operating procedures and requirements.
21% – All of the above.
23% – None of the above.
