TD Bank announced that David E. Apps has joined the company as Vice President, Senior Relationship Manager in Commercial Lending. In his new role, Apps is responsible for maintaining and growing a portfolio of loans and cross selling the full range of TD Bank’s products and services to existing and prospective clients in the Lower Hudson Valley. He will be based in New Windsor, New York.
Apps brings to TD Bank 42 years of experience in corporate and commercial banking, 
lending and bank management. During his tenure, he has successfully developed new business for several major financial institutions. Before joining TD Bank, he worked at Sterling National Bank in a similar commercial lending role where he served Lower Hudson Valley.
He spent 35 years of his career at The Royal Bank of Scotland and has held various leadership positions in Dallas, New York, London and Toronto. He developed the bank’s North American presence in several sectors including transportation, entertainment and construction. In addition, he served as Senior Vice President at NatWest Markets where he guided the company’s North American corporate business reorganization.
Apps resides in Chester, New York and has earned distinction in the United Kingdom as an Associate of the Chartered Institute of Bankers (ACIB).
About TD Bank
TD Bank is one of the 10 largest banks in the U.S. providing a full range of products and services to more than 8 million customers. Headquartered in Cherry Hills, New Jersey, the bank is a national banking institution that offers banking, insurance, brokerage, and investment banking services.
TD Bank operates 1,300 locations in several states including Connecticut, Delaware, Florida, and Washington D.C. For more information, visit the website www.tdbank.com.
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